The Cost Of Care At Home
When it comes to needing in-home care, the overall cost is a big consideration you have to keep in mind. As a leading home care provider in London, we pride ourselves on offering great home care that allows individuals to live a full and independent life.
Factors That Influence The Cost Of Care At Home
The cost of home care can vary between providers, and there are a few different factors that could influence the overall cost of home care. When you’re looking for home care for yourself or a loved one, the type of services from your chosen provider isn’t all you should be researching.
You should also check if you are eligible for any Government-funded home care services, whether that’s help from the NHS or your Local Authority.
If you aren’t able to access any NHS funding or Government support, you shouldn’t give up hope. Home care is still easily accessible even without external funding.
The cost of home care may be impacted by how many hours you need care per day, the type of care and support you need and a myriad of other factors unique to you.
To find out more about the cost of home care at SweetTree and to find out exactly the kind of home care services that you need, you can get in touch with our team.
Types Of Funding To Cover Care Costs
If you’re a care assistant, we’ll take care of you. SweetTree has been rated one of the UK’s Best Companies to Work For three times as well as Outstanding by the CQC twice in a row.
NHS Funded Care
If you qualify for NHS funding, you might be able to get the full cost of your care covered. This is provided by the NHS continuing healthcare, which encompasses individuals who have an ongoing primary health need, such as a serious health condition or disability. This is quite rare, but you can also try other options for in-home care funding. You should check with your GP to see if you can get an assessment for a Personal Health Budget (PHB).
This gives people living with a disability or long-term health condition access to the funding they need to support their needs.
Local Authority Funded Care
If you’re trying to access local authority care, you will have a needs assessment and a financial assessment completed to see if you are entitled to any in-home care funding. If you have assets of less than £23,250 (this amount corresponds to the upper capital limit), you will be eligible for funding for your home care costs.
If you get Local Authority support, you can get the payment directly into your account so you can spend it on the different types of care you need most.
Self-Funded Care
This means you are unable to access any support or funding from the NHS or your Local Authority. Self-funded care requires you to foot the bill for the cost of your in-home care. Be that from your own savings or family collaboration.
Benefits That Are Not Means-Tested
There are a few benefits that aren’t means-tested for individuals that require care. This includes:
Attendance Allowance
Attendance allowance is a type of benefit for people over State Pension age (66 years old) who need extra help to stay independent at home, due to an illness or disability.
If you’re under State Pension age but require extra care, you may be eligible for personal independence payment (PIP) instead.
If you are or have a carer – this includes a spouse, a friend or another family member – they may also be eligible for a carer’s allowance.
Contact SweetTree For More Comprehensive Cost Of Care Advice
If you need more comprehensive advice or guidance about the cost of in-home care, you can contact a member of the SweetTree team.
Access the best home care in London when you work with us at SweetTree Home Care.